The information provided on the website should not be treated as professional advice and it is provided by the website with the aim of explanation only. This information cannot replace the need for professional advice.

We make the best efforts to put only relevant information on our website and keep it updated and accurate but we do not make any claim about the accuracy of the information. You should not treat the information provided on the website as a recommendation for any product or service.

We do not provide financial advice and you have to conduct an independent research to be sure before you decide to use the information on our website.

We are not liable for any damage or loss if you use the information published on the website.

We, including our management and staff, disclaim the liability for any damage or loss directly or indirectly in the following circumstances.